Now is the time to make any plan changes and/or to apply to apply for new coverage on the health insurance marketplace.
The good news is that for 2021, we have many choices of health insurance companies and health plans in GA.
All of the insurance companies have their pros and cons. Plan selection usually comes down to rates, benefits and the network of doctors and hospitals. It is very important for you to make sure you doctors and hospitals are accepting the plan you have chosen and what your benefits are with your plan.
For individuals with pre-existing health conditions, who need maternity benefits and/or are eligible for the tax credits and costs reductions under Obamacare, we generally recommend the marketplace health plans as they will cover all pre-existing conditions, give you full maternity benefits subject to your deductibles and out of pocket benefits and if you are eligible for the tax credits, your overall premium will be much lower with possible lower out of pocket costs and co-pays.
If you would like to compare marketplace plans, click the link below. We highly recommend you not do this yourself as it is a complicated process. We recommend you call us and let us help you make the plan decision. We can also process your application for you over the phone in just a few minutes making it painless as possible.
In addition to marketplace policies, there are also many other insurance companies that are offering plans in GA. The reason we have more options now is because the health insurance mandate and tax penalty was taken away in 2019 by President Trump. This has opened up many more healthcare options for individuals.
Among the other options available, some of the most popular are catastrophic short term medical plans. Main reason these plans are popular right now is because the rates are much cheaper. Sometimes as much as 70% cheaper than marketplace plans.
Here is a small article and video we had created on "Why Short Term Medical is HOT right Now!.
Health insurance is complicated as there are so many plans and options and unless you know what to look for, you can spend hours and still make a bad decision. That is why we recommend you should work with an experienced agent. Someone who can guide you and help you make educated decisions. Remember, once open enrollment is done, you can't make any changes until next year and you can get stuck with a health plan which isn't best suited for you.
We are compensated directly by the health insurance companies we represent and the rates you pay with us is the same as if you went direct to an insurance company, but with more options and on-going service.
Most of us have a personal doctor, dentist, accountant and sometimes a trusted mechanic. Why not establish relations with a trusted agent who can guide you from year to year. Especially, if it doesn't cost you anything?
Schedule your discovery call today and let's talk! You can call us at 770-884-8175 or use the link below and we'll get back to you at our earliest!